What are the specific requirements for travel medical insurance (e.g., minimum coverage, repatriation)?
Outbound Team
Travel medical insurance is a mandatory document for all Schengen visa applications, and it must meet specific coverage requirements set by the Schengen Agreement.
Here’s what your insurance policy must include 👇
💶 1. Minimum Coverage Amount
Your policy must cover at least €30,000 (about SGD 45,000) in medical expenses. This is required across all Schengen countries.
🌍 2. Coverage Area
It must be valid for the entire Schengen Area, not just one country — even if you’re visiting only one.
🩺 3. Medical and Emergency Coverage
• Emergency medical treatment.
• Hospitalization costs.
• Emergency evacuation or repatriation (return to your home country in case of illness, accident, or death).
📅 4. Validity Period
Your insurance must cover the entire duration of your stay, including travel dates to and from the Schengen Area.
💡 Tip from Outbound Singapore:
We can help you get a visa-compliant travel insurance policy instantly — recognized by all Schengen embassies, with easy digital proof for your submission. This ensures no document rejection due to insurance errors.