Can I use a joint bank account as proof of funds?
Outbound Team
Yes — you can use a joint bank account as proof of funds for your Schengen visa application, but you’ll need to clearly show that you have access to the funds in that account.
Embassies mainly want to verify that the money is legitimately available to you during your trip, not just shared with someone else.
Here’s how to make your joint account proof stronger 👇
💳 1. Submit the joint account’s recent statements
Provide 3–6 months of official bank statements showing the account’s name, number, and balance — with your name listed as a co-owner.
📄 2. Include an authorization letter (if applicable)
If the account is shared with a spouse, parent, or relative, ask them to provide a signed letter confirming you have full access to the funds for your trip.
👨👩👧 3. Add relationship proof
If the co-holder is a family member (e.g., parent or spouse), include a marriage certificate or birth certificate to show the relationship.
🧾 4. Combine with your own documents
Even if you rely on a joint account, it helps to show personal income or savings — this strengthens your financial credibility.
💡 Tip from Outbound Singapore:
We’ll help you structure your financial documents properly — combining joint account proof, authorization letters, and personal assets — to present a clear, professional case to the embassy.